Car Insurance

PostRe: Car Insurance by **Death's Head** » Fri Feb 10, 2012 9:18 am

Does anyone here have a multi car policy? My wife's car is coming up for renewal and I'm wondering if I can extend my policy to cover her and me for both cars for an additional extra that is less than her renewal premium.

PostRe: Car Insurance by **Rubix** » Fri Feb 10, 2012 10:02 am

Ad7 wrote:For those that don't know and use either, Admiral and Elephant are the same company. So, if you get a quote from one, just get a cheaper quote from the other, keep the reference number and call up your existing one. They'll match it on the spot.

Doing this a few years back I managed to get a FAR cheaper quote on Admiral, so i rang elephant to say I was switching. Cue frenzied ZOMFG PLS DNT GO! And they matched it. Anyway, I realised a few weeks after that it was so much cheaper (talking over a hundred here) as i'd not declared my extras on the admiral one. SO i got the admiral price in the end but with all my relevant bits declared.

tl;dr If you're with Admiral or Elephant, play both off each other and you'll always save something.

Didn't know that but too late now as I have accepted Admiral's now

PostRe: Car Insurance by **Tomous** » Fri Feb 10, 2012 10:07 am

Ad7 wrote:For those that don't know and use either, Admiral and Elephant are the same company. So, if you get a quote from one, just get a cheaper quote from the other, keep the reference number and call up your existing one. They'll match it on the spot.

Doing this a few years back I managed to get a FAR cheaper quote on Admiral, so i rang elephant to say I was switching. Cue frenzied ZOMFG PLS DNT GO! And they matched it. Anyway, I realised a few weeks after that it was so much cheaper (talking over a hundred here) as i'd not declared my extras on the admiral one. SO i got the admiral price in the end but with all my relevant bits declared.

tl;dr If you're with Admiral or Elephant, play both off each other and you'll always save something.

Bell and Diamond (although that's for women) too

PostRe: Car Insurance by **Thrupneybithead** » Fri Feb 10, 2012 9:31 pm

Umm...off the top of my head it's around £450 per year fully comp through Hasting Direct. I'm 26 years young and I also appear to be the youngest male in the known universe to drive a Citroen C3 :lol:

. I've been driving since I was 17 but only been building no claims since I was 21. Despite a reasonable staff discount my own employer quoted me over £800 this term. Outrageous!

PostRe: Car Insurance by **Chocolate Jim** » Fri Feb 10, 2012 11:42 pm

Use YourCover

PostRe: Car Insurance by **Jamo3103** » Wed Feb 15, 2012 11:15 am

Just phoned up to confirm a change of address and have been refunded £12 on my policy :shock:

Its not much but its something, also hopefully a good indicator that my renewal is set to go down when its up at the start of April.

PostRe: Car Insurance by **jamcc** » Wed Feb 15, 2012 1:29 pm

Thrupneybithead wrote:Umm...off the top of my head it's around £450 per year fully comp through Hasting Direct. I'm 26 years young and I also appear to be the youngest male in the known universe to drive a Citroen C3 . I've been driving since I was 17 but only been building no claims since I was 21. Despite a reasonable staff discount my own employer quoted me over £800 this term. Outrageous!

What the.... Where do you live? Baghdad?

Coconut Bob wrote:Just phoned up to confirm a change of address and have been refunded £12 on my policy Its not much but its something, also hopefully a good indicator that my renewal is set to go down when its up at the start of April.

Lucky they didn't try to charge you an admin fee. I once called up my insurer for them to take into account the decaf that I'd passed my Pass Plus, expecting a saving only for them to tell me I wouldn't get any saving and they were going to charge me £25 for updating my policy. I pretty much kindly told the Indian man on the phone to strawberry float off and put the phone down.

PostRe: Car Insurance by **Poser** » Wed Feb 15, 2012 4:20 pm

Mine's up next month - ran an early search on comparethemarket.

33 yr old male, 2001 Audi TT 225bhp/Quattro, no accidents, no convictions, 7yrs' NCB, car parked on drive in relatively decent neighbourhood, alarm, immobiliser.

£505 is best price, with Admiral - not bad, but I was (obviously) hoping for better - more like the £400 mark. Maybe I'm just being unrealistic. Haven't had a quote from Bell yet, so I'll see what they can do.

PostRe: Car Insurance by **No:1 Final Fantasy Fan** » Thu Mar 08, 2012 10:37 pm

Just got my new car insurance quote £517 from Aviva (btw Aviva is not included in price comparison websites so i suggest you all to try their website)
I just did a search online and nothing is cheaper

PostRe: Car Insurance by **E-Man** » Thu Mar 08, 2012 11:28 pm

Coconut Bob wrote:Just phoned up to confirm a change of address and have been refunded £12 on my policy Its not much but its something, also hopefully a good indicator that my renewal is set to go down when its up at the start of April.

I sent Direct Line a letter about my change of address and they want an additional premium of £302.10. Aye right then, good way to keep your customers that.

Got a quote off Admiral for less than I'm (well, my dad is :shifty:

) paying just now so I'm letting this one expire on Tuesday and moving over to them.

PostRe: Car Insurance by **Chocolate Jim** » Thu Mar 08, 2012 11:30 pm

Yourcover is ten times better

I turn 25 next week (so old, mayne. :cry:

) .

Should see my car insurance go down though, right? It needs renewing at the end of the month so will find out then.

PostRe: Car Insurance by **False** » Fri Mar 09, 2012 4:16 am

You'll lose the £200 they seem to apply for being 20-24 maybe.

Corazon de Leon · PostRe: Car Insurance by **Corazon de Leon** » Fri Mar 09, 2012 4:27 am

No:1 Final Fantasy Fan wrote:Just got my new car insurance quote £517 from Aviva (btw Aviva is not included in price comparison websites so i suggest you all to try their website)
I just did a search online and nothing is cheaper

Hope you don't have a complaint mayne, I'z be dealing with that gooseberry fool for them.

PostRe: Car Insurance by **Poser** » Fri Mar 09, 2012 9:15 am

Poser wrote:Mine's up next month - ran an early search on comparethemarket.

33 yr old male, 2001 Audi TT 225bhp/Quattro, no accidents, no convictions, 7yrs' NCB, car parked on drive in relatively decent neighbourhood, alarm, immobiliser.

£505 is best price, with Admiral - not bad, but I was (obviously) hoping for better - more like the £400 mark. Maybe I'm just being unrealistic. Haven't had a quote from Bell yet, so I'll see what they can do.

Managed to get 480 quid from Bell, after some negotiating. Not bad considering I've got a 'sporty' car. It's actually down by 100 quid on last year. (Sorry for all the 'quids', my pound sign isn't working.)

PostRe: Car Insurance by **SEP** » Fri Mar 09, 2012 9:49 am

Decided to get a quote for a 1999 1.25 Fiesta.

£2600.

strawberry float. That.

PostRe: Car Insurance by **False** » Fri Mar 09, 2012 9:54 am

Somebody Else's Problem wrote:Decided to get a quote for a 1999 1.25 Fiesta.

£2600.

strawberry float. That.

See, thats the situation Ive been in. Insure some shitheap for nearly 3k or just man up, get something nice and pay a bit more insurance.

PostRe: Car Insurance by **satriales** » Fri Mar 09, 2012 10:21 am

I need to renew the insurance on my old Focus. The renewal price is £500 and the best I can find online is £500 + £80 quidco cashback.

Last year I paid £510 + got £60 cashback, so it is a tiny bit cheaper but I was hoping for more.

PostRe: Car Insurance by **SEP** » Fri Mar 09, 2012 10:26 am

I'm 27 strawberry floating years old, and I've had my license for over 4 years.

PostRe: Car Insurance by **False** » Fri Mar 09, 2012 10:30 am

Somebody Else's Problem wrote:I'm 27 strawberry floating years old, and I've had my license for over 4 years.

How much NCB?

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