PayPal - how to use?

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Death's Head
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PostPayPal - how to use?
by Death's Head » Sun Oct 26, 2014 2:11 pm

I've paid through PayPal before using a credit card but tomorrow I'm planning to buy something that needs a PayPal account. How does this work? Do I tie a credit card to the PayPal account and when I use PayPal it takes the money or do I need to top up the PayPal account with the amount I want to spend? If top up and I don't go through with the transaction, can I transfer the funds back to where they came from? Is there any cost to using PayPal?

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darksideby182
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PostRe: PayPal - how to use?
by darksideby182 » Sun Oct 26, 2014 3:03 pm

Just link a debit or credit card to your PayPal account and it will take the money from the card that's it really.

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Herdanos
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PostRe: PayPal - how to use?
by Herdanos » Sun Oct 26, 2014 7:18 pm

[iup=3599324]Death's Head[/iup] wrote:Do I tie a credit card to the PayPal account and when I use PayPal it takes the money


Yes - you need to 'confirm' the card first though; to do this they'll debit your card £1 and then when this debit shows up in your account, it will do so with a four digit reference code. Enter this code into Paypal and it will confirm the card and then you can use Paypal to instantly withdraw funds from the bank account linked to the card. (Paypal then refund you the quid!)

[iup=3599324]Death's Head[/iup] wrote:do I need to top up the PayPal account with the amount I want to spend?


This is what you have to do if you don't confirm the card you use, or if you need to pay straightaway and can't wait for the confirmation process to go through (the £1 gets debited straightaway but it normally takes a couple of days for the code to show up)

[iup=3599324]Death's Head[/iup] wrote:If top up and I don't go through with the transaction, can I transfer the funds back to where they came from?


Yes.

[iup=3599324]Death's Head[/iup] wrote:Is there any cost to using PayPal?


It depends on the transaction type. Fees are applicable, but usually to the seller.

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Death's Head
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PostRe: PayPal - how to use?
by Death's Head » Sun Oct 26, 2014 9:19 pm

Thanks to those who replied. Set up an account and linked it to my AMEX but no mention of test transaction.

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