Politics Thread 5

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Lagamorph
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PostRe: Politics Thread 5
by Lagamorph » Thu Sep 20, 2018 1:29 pm

I think they were taking £170/month by the end for me. Then it landed that I had exactly £5 left owing so I just called them to make a one off payment, otherwise they would've taken the full £170 and then made me reclaim a refund for the £165.

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OrangeRKN
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PostRe: Politics Thread 5
by OrangeRKN » Thu Sep 20, 2018 1:40 pm

30 years is still the cut-off for the debt being written off.

8 years to pay it off is crazy quick! I'm on 35k+ and a quick estimate puts me at debt free in 14-19 years (pay rise dependent). I've already been working for 4. It currently costs me £124 a month in repayments.

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Jenuall
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PostRe: Politics Thread 5
by Jenuall » Thu Sep 20, 2018 1:53 pm

8 years felt like long enough to me!

I've looked back over my spreadsheet now (yes I'm sad enough to keep spreadsheets to track things like this! :D ) and it was just under 8 years to pay off a total of around £12k (I thought it was closer to 10 but the bloody interest was larger than I remembered!)

I think you said your loan was over £20k OR so in the region of twice what I was having to pay back which would make the timings more in line!

EDIT: Looking over the data it's crazy how the rate of paying back changes over time, I got a couple of good pay rises toward the end of that 8 year period and the amount I paid back in the final year was the same as what I had managed to pay back in the first 3 combined!

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OrangeRKN
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PostRe: Politics Thread 5
by OrangeRKN » Thu Sep 20, 2018 2:16 pm

Yeah, in my first two years of work my total debt was actually increasing because of interest. Happy to report that's completely reversed now.

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Knoyleo
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PostRe: Politics Thread 5
by Knoyleo » Thu Sep 20, 2018 2:24 pm

I've only recently started paying off more than I'm accruing in interest on mine. :simper:

pjbetman wrote:That's the stupidest thing ive ever read on here i think.
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Hypes
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PostRe: Politics Thread 5
by Hypes » Thu Sep 20, 2018 4:45 pm

The interest from my master's loan last year has already overtaken the interest from my undergraduate one

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Lagamorph
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PostRe: Politics Thread 5
by Lagamorph » Thu Sep 20, 2018 4:56 pm

How much is a Masters these days? It was £3,000 when I did mine but that was 2006-2007.

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Ecno
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PostRe: Politics Thread 5
by Ecno » Thu Sep 20, 2018 5:10 pm

I thought the amount I had to pay was fair, I borrowed as much as I good, so left with about £24k worth of debt which should clear in the next 4-5 years (there's about £14k left). This seemed like a fair contribution. The new stuff is ridiculous (partly done to the massive interest being charged) and the guys a few years younger than me on the same career path are hardly making an indent into theirs.

I think fundamentally too many people are going to university to do the wrong things. Partly why there was such disparity between grad and nin-grad salaries was because the top 10% of young people were going to university. Those wages were a result of who they were not the knowledge gained from their degree.

In regards to myself outside of soft skills my degree hasn't given any technical knowledge that I use now, and I almost think it was a waste of going straight to university from school. If I had spent a bit of time working before hand in working working out what I wanted to do, I reckon it would have been more beneficial as well as having greater disicipline.

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Hypes
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PostRe: Politics Thread 5
by Hypes » Fri Sep 21, 2018 7:59 am

Lagamorph wrote:How much is a Masters these days? It was £3,000 when I did mine but that was 2006-2007.

Well mine was quite cheap when I did it and the course was £5,500. 2 years later and it's £8,600

Of course it's the living costs which are the greatest struggle for people

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Knoyleo
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PostRe: Politics Thread 5
by Knoyleo » Fri Sep 21, 2018 12:40 pm

twitter.com/MichaelLCrick/status/1043078678878609408


pjbetman wrote:That's the stupidest thing ive ever read on here i think.
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Hypes
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PostRe: Politics Thread 5
by Hypes » Fri Sep 21, 2018 1:59 pm

twitter.com/DavidLammy/status/1043087081474539520


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Cuttooth
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PostRe: Politics Thread 5
by Cuttooth » Fri Sep 21, 2018 7:33 pm

twitter.com/HackneyAbbott/status/1043169218722717699



A shocking turn of events. :roll:

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Errkal
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PostRe: Politics Thread 5
by Errkal » Fri Sep 21, 2018 7:55 pm

It's almost like the conservatives are banana splits or something.

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Lagamorph
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PostRe: Politics Thread 5
by Lagamorph » Sat Sep 22, 2018 8:55 pm

twitter.com/HugoGye/status/1043564237308801024



twitter.com/iainjwatson/status/1043576695192739840


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Zellery wrote:Good post Lagamorph.
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Garth
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PostRe: Politics Thread 5
by Garth » Sat Sep 22, 2018 10:00 pm

The person the political correspondent for The Sun Online was quoting there is Paula Barker from UNISON.

twitter.com/ShippersUnbound/status/1043602101899804673


twitter.com/ShippersUnbound/status/1043602409925304320


twitter.com/ShippersUnbound/status/1043602627932635137


twitter.com/ShippersUnbound/status/1043602902403694593


twitter.com/ShippersUnbound/status/1043603222521413632


twitter.com/ShippersUnbound/status/1043604071813459968


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Squinty
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PostRe: Politics Thread 5
by Squinty » Sat Sep 22, 2018 10:07 pm

That speech on Friday was just a ploy to get the ERG back on side. May is basically trying to hold her job for as long as possible.

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Lex-Man
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PostRe: Politics Thread 5
by Lex-Man » Sun Sep 23, 2018 11:08 am

Why would any Tory want an election now? They'd be risking losing power.

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Denster
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PostRe: Politics Thread 5
by Denster » Sun Sep 23, 2018 12:56 pm

Leadership election surely?

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PostRe: Politics Thread 5
by Corazon de Leon » Sun Sep 23, 2018 1:01 pm

The tweets make it sounds like a GE. Which I agree would be odd, given how much momentum the Tories seem to have lost recently. The term "Snap election" isn't usually used outwith a general election is it?

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PostRe: Politics Thread 5
by Lex-Man » Sun Sep 23, 2018 1:37 pm

Denster wrote:Leadership election surely?


A more pro EU Troy? Somebody who's prepared to put the boarder in the Irish sea, perhaps.

Amusement under late capitalism is the prolongation of work.

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