[iup=3518096]Bunni[/iup] wrote:[iup=3517852]LewisD[/iup] wrote:Paying off the last installment of my 5 year long bank loan this month...
I am however still a bit in the financial gooseberry fool however, as i owe a lot on a credit card.
I'm going to try and move that onto a balance transfer card though to try and shift it, because it feels like i'm only paying the interest at the moment, and barely making a dent in the amount i owe.
My outgoings are pretty high, but mostly because we're private renting a place in reading.
- Rent:- £875
- internet/landline:- £30
- Electricity:- £140 a month
- Credit Card:- £65
- Bank Loan:- £128 (last one!)
- His & Hers mobile phones:- £30-ish when combined.
- Food/Shopping:- £160-£180
- Petrol:- £50
- Council Tax:- £160
I've probably forgotten some there, but you get the idea.
Once the credit card is paid off, I can start trying to get some extra money in the black, which will be nice.
That's an awful lot for electricity. I'd defo try switching that. When we moved in we got a bill for £220 for 6 weeks for a small 1 bed flat. Switched and now we're paying £40.
It's money I owe them though
It was £30 a month up until a few months back. Because out house only has one shitty storage heater which puts out as much heat as a kittens breath, I had electric heaters on the go to keep the house warm.
Essentially, our little boy got quite poorly at 24 hours old because he got too cold, so I didn't take any chances with heating the house.
They took a meter reading and discovered we've used a huge amount, so I'm paying them back.
Once we're squared up, I'll switch I think..