If there's one benefit to my wife keeping her original surname (as she's a Doctor and it's "loads of hassle to change professionally"
), is that every 12 months we cancel sky and get a new customer deal (and it's never flagged as our surnames are different).
Just done this recently where retentions offered me 10% discount, said no thanks and my wife got £120 cashback tracked, 25% off our same bill for the whole year AND got £75 of account credit (plus a new 500GB SKY HD box). Sky installer dropped it off today in place of our 2TB box (which I'll now rip the HD out of and use it for my work
) and we're now better off (but still get to keep the family pack).
Personally, I've got £13k of credit card debt still to shift, but thankfully, my time working in finance means it's
ALL on 0% interest. And I can 'shuffle' this debt between all my cards every 12 months for new 0% deals (also means no need for any new cards for a while), meaning it'll STAY on 0% too.
It's still gooseberry fool paying that amount back, but most of it is from mistakes made many a year ago now. Plus, I ensure all of our monthly and weekly utility and shopping bills stay as low as possible too.
Now I've got a full-time job at Aldi, I can hopefully climb the promotions ladder quickly, get my pay up and make a real dent in that CC total.
As long as I can live long enough to see my daughter through school my main goal is to teach her financial education (so she doesn't make the same mistakes I have). Thankfully, I'm alright at making guides