Lagamorph wrote:Looking around I'm quite tempted to switch to Natwest.
They currently have an account that has a £2/month fee, but it gives you £100 to switch and 2% cashback on your bills each month (Council tax/energy/broadband/water/mobile), so if the bills going out are more than £100/month then you already pay off the fee and everything else is cash back in your account.
My eligible bills would total about £263/month so that's over £5/month cashback, so £3/month after the fee.
You also get 1% cashback for using your debit card at certain retailers (though the list of retailers is pretty small and very naff)
Other one I'm looking at is HSBC who offer £150 to switch and another £50 if you stay for a year. (Needs at least £1,750/month paying in though)
I use NatWest for the cashback and a cheeky way to make some extra money is to use the cashback reward credit card as that pays 0.5% on all purchases and they usually throw in extra offer's just for the credit card.
The card is meant to have a £22 a year fee but it's waived as part of the whole cashback deal.
I pay my card off every week use it for everyday spending and the money gets out into my holiday fund.