Buying a house (and renting)

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Tomous
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PostRe: Buying a house (and renting)
by Tomous » Wed Oct 16, 2019 12:15 pm

Well, I don’t know how but we’ve exchanged! :cool:

We actually gave the go ahead and had confirmation of the exchange while on a night bus in South India :slol:

We negotiated a £7k reduction in the end, as well as exchange and completion dates we were comfortable with.

We’re very happy with the outcome although I must say the vendors started acting very emotionally and irrationally towards the end. They seemed to think we had been messing them around when in reality, we’d been holding our ground and going through the process exactly as our solicitor recommended. I think they thought that as first time buyers we’d be easy to bully and manipulate into doing things when and how they wanted.

Their annoyance at us seems to stem from us not meeting the deadlines they were imposing on the process even though we are under no obligation to cut corners just because they want us to. Also, I genuinely believe their estate agent is one of the thickest people I’ve ever dealt with.

Either way, just need to sort out the stuff for completion, pick up the keys in 2 weeks, and we can put the whole process behind us and start moving forward with our new house :D

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Moggy
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PostRe: Buying a house (and renting)
by Moggy » Wed Oct 16, 2019 3:57 pm

The property management company have emailed me today with an offer to reduce the amount I “owe” by 20% if I pay them before 4 November.

Honestly if they had gone with 50% I would have just damn well paid them, but 20% is taking the piss when I know I am in the right.

They are also unable to calculate 20%, the outstanding “debt” versus their new discounted total is more like 8.53%. :fp:

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PostRe: Buying a house (and renting)
by Moggy » Thu Nov 14, 2019 8:14 am

They accepted my offer of 50%!

I wish I had offered 30% now. ;)

They are still strawberry floating around though, they said “please make payment in the usual way” and so I went back to their most recent invoice which has different bank details to the account I usually pay to. I emailed them to query and they have come back with another (completely different) set of bank details.

Cowboy strawberry floaters. :x

Once this is paid off (and they have confirmed!) I am looking to move. I can’t deal with these pricks anymore.

My advice to everyone is never buy a leasehold. Just don’t do it.

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Oblomov Boblomov
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PostRe: Buying a house (and renting)
by Oblomov Boblomov » Thu Nov 14, 2019 8:17 am

That's great news, congrats. Still very painful to have to stump up half of it but at least you can move on now.

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Moggy
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PostRe: Buying a house (and renting)
by Moggy » Thu Nov 14, 2019 8:24 am

Oblomov Boblomov wrote:That's great news, congrats. Still very painful to have to stump up half of it but at least you can move on now.


Yeah just getting it over with is enough to cheer me up. I am still expecting the wankers to pull a fast one somewhere though, I just don't trust them.

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Drumstick
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PostRe: Buying a house (and renting)
by Drumstick » Thu Nov 14, 2019 8:48 am

Nice one Moggy mate. So how much do you have to pay them? :dread:

We're looking to move at the moment. Somewhere slightly west of where we are now, like Chichester, around there.

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PostRe: Buying a house (and renting)
by Moggy » Thu Nov 14, 2019 8:51 am

Drumstick wrote:Nice one Moggy mate. So how much do you have to pay them? :dread:


Just over £5k. Thieving bastards that they are. :x

I am hesitating making the payment due to the bank details changing, my lack of trust in them is making my brain scream "IT'S A SCAM!!". I have an email confirming the details they want me to pay to though so I have that back up at least if they try saying they never received the money.

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Dual
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PostRe: Buying a house (and renting)
by Dual » Thu Nov 14, 2019 8:55 am

Have they sent you an invoice to pay against? Will they provide a receipt?

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Moggy
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PostRe: Buying a house (and renting)
by Moggy » Thu Nov 14, 2019 8:59 am

Dual wrote:Have they sent you an invoice to pay against? Will they provide a receipt?


I have a letter confirming their acceptance and the amount we agreed on. That letter didn't show the bank details, which is why I referred to a previous invoice (which I didn't pay as we were still in dispute) and then noticed that the bank details on that invoice were different to the usual account I pay to. After emailing them they have confirmed completely different details again.

My contact there did copy in some other people, so I am not worried he is pulling a personal scam, but my paranoia around these cowboys makes me wonder why there are three different bank accounts.

I don't know if I will get a receipt, but I will be demanding one. The ground rent is due at the end of the year though so I should get an invoice and balance then if they do ignore my request for a receipt.

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Drumstick
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PostRe: Buying a house (and renting)
by Drumstick » Thu Nov 14, 2019 9:07 am

Moggy wrote:
Drumstick wrote:Nice one Moggy mate. So how much do you have to pay them? :dread:

Just over £5k. Thieving bastards that they are. :x

I am hesitating making the payment due to the bank details changing, my lack of trust in them is making my brain scream "IT'S A SCAM!!". I have an email confirming the details they want me to pay to though so I have that back up at least if they try saying they never received the money.

Jesus wept. Better than £10k though. :dread:

Remind me, why were they chasing you for this money again? It's been so long I've since forgotten what started it. Maintenance of some sort?

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PostRe: Buying a house (and renting)
by Moggy » Thu Nov 14, 2019 9:18 am

Drumstick wrote:
Moggy wrote:
Drumstick wrote:Nice one Moggy mate. So how much do you have to pay them? :dread:

Just over £5k. Thieving bastards that they are. :x

I am hesitating making the payment due to the bank details changing, my lack of trust in them is making my brain scream "IT'S A SCAM!!". I have an email confirming the details they want me to pay to though so I have that back up at least if they try saying they never received the money.

Jesus wept. Better than £10k though. :dread:

Remind me, why were they chasing you for this money again? It's been so long I've since forgotten what started it. Maintenance of some sort?


It started about 6 years ago when they sent a notice for works in the downstairs shop. They didn’t follow proper legal procedures and didn’t tell us exactly what the work was so we refused to pay. Then over the next year or so there were lots of weird and high charges that they didn’t explain, so we refused to pay.

Since then things have settled down and their charging seems to be fair, but they never took the £10k off of the balance despite repeated requests for them to explain the charges and to remove the unfair ones. I saw a solicitor early this year who agreed with me but warned that it would cost a lot of money in solicitors fees and court costs to pursue it legally.

They then wrote offering to knock 20% off of the total. I wrote back to say that was insulting but just to end the stress of it I would pay 50%.

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PostRe: Buying a house (and renting)
by Drumstick » Thu Nov 14, 2019 9:21 am

Moggy wrote:
Drumstick wrote:
Moggy wrote:
Drumstick wrote:Nice one Moggy mate. So how much do you have to pay them? :dread:

Just over £5k. Thieving bastards that they are. :x

I am hesitating making the payment due to the bank details changing, my lack of trust in them is making my brain scream "IT'S A SCAM!!". I have an email confirming the details they want me to pay to though so I have that back up at least if they try saying they never received the money.

Jesus wept. Better than £10k though. :dread:

Remind me, why were they chasing you for this money again? It's been so long I've since forgotten what started it. Maintenance of some sort?


It started about 6 years ago when they sent a notice for works in the downstairs shop. They didn’t follow proper legal procedures and didn’t tell us exactly what the work was so we refused to pay. Then over the next year or so there were lots of weird and high charges that they didn’t explain, so we refused to pay.

Since then things have settled down and their charging seems to be fair, but they never took the £10k off of the balance despite repeated requests for them to explain the charges and to remove the unfair ones. I saw a solicitor early this year who agreed with me but warned that it would cost a lot of money in solicitors fees and court costs to pursue it legally.

They then wrote offering to knock 20% off of the total. I wrote back to say that was insulting but just to end the stress of it I would pay 50%.

First up, and I'll apologies profusely in advance for this, but:

Moggy wrote:It started about 6 years ago

strawberry floating hell :lol:

What about the woman that lives above/below you? Does she also have to pay £5k?

One man should not have this much power in this game. Luckily I'm not an ordinary man.
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PostRe: Buying a house (and renting)
by Moggy » Thu Nov 14, 2019 9:35 am

No need to apologise, 6 years is hilarious really but living with it has been awful. I probably would have carried on fighting if I didn’t want to move and get the hell out of there.

The lady upstairs never sent an offer so she hasn’t had the same £5k offer. I spoke to her yesterday and she is now going to do it, I told her she ought to try for 30% or 40%. :lol: She isn’t going to though as she wants to get this over with as well.

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Kezzer
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PostRe: Buying a house (and renting)
by Kezzer » Thu Nov 14, 2019 10:47 am

So pretty much all of Reading seems to be a fire hazard, all the flats I've been looking at have building work scheduled to replace the cladding... But the scummy estate agents don't tell you that.

I am sick of looking for a place, been doing it for the past 8months, may as well just continue the 2hr commute :dread:

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Moggy
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PostRe: Buying a house (and renting)
by Moggy » Mon Nov 18, 2019 5:29 pm

Received a revised statement today showing the £5k was received.

But the statement is also showing a balance of £5k, the agreement I reached was for full and final settlement.

I’ve emailed in the hope that it’s a mistake and that they’ll send a corrected statement but I’ve a horrible feeling that these banana splits are going to try ripping me off.

I will strawberry floating drive to Surrey and murder every single one of the banana splits if they try strawberry floating me about over this. strawberry floating furious. :x

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Moggy
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PostRe: Buying a house (and renting)
by Moggy » Mon Nov 18, 2019 6:48 pm

Just got a reply, they are sending a revised statement.

I can put my chainsaw away.

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Kezzer
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PostRe: Buying a house (and renting)
by Kezzer » Mon Nov 18, 2019 8:47 pm

glad you got it sorted moggy, sound like a real bunch of gooseberry fools.

just remember, if you need an alibi... you got this place... maybe.

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Tomous
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PostRe: Buying a house (and renting)
by Tomous » Mon Nov 18, 2019 9:34 pm

Kezzer wrote:glad you got it sorted moggy, sound like a real bunch of gooseberry fools.

just remember, if you need an alibi... you got this place... maybe.



And if not here, may I recommend the Pizza Express in Woking?

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Moggy
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PostRe: Buying a house (and renting)
by Moggy » Mon Nov 18, 2019 9:36 pm

Tomous wrote:
Kezzer wrote:glad you got it sorted moggy, sound like a real bunch of gooseberry fools.

just remember, if you need an alibi... you got this place... maybe.



And if not here, may I recommend the Pizza Express in Woking?


:lol:

We’re giving it until the New Year and then starting to look at moving. strawberry float dealing with these idiots anymore.

Never ever ever buy a leasehold!


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