We're pretty lucky in that we haven't been hit too hard. Our mortgage rates are locked for 5 years, we own both our cars so no repayments and both only need filling up on average once every 3 weeks on because we both WFH 3/5 days a week.
We shop at Aldi so our weekly shops aren't too expensive (Aldi prices
) As parents of an 18 month old, our social life is reduced so we weren't eating out lots to cut back on anyway.
Energy bill going up I have noticed but I've just cancelled Sky because it wasn't being used enough. So that kinda balances out.
Nursery costs remain our biggest expense but they were already huge to begin with.